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Rate cuts means decision time for mortgagees and retirees

The Reserve Bank’s second interest rate cut in two months is a mixed blessing depending on whether you are dealing with a mortgage or living off your investments.

Mortgages have never been cheaper, however the interest rates offered on term deposits will continue to head south.

Wayne Matthews from Burrell Stockbroking & Superannuation tells Mark how people respond to the change must depend on their risk profile.

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