Nine’s Money Editor Effie Zahos joined Sofie Formica on 4BC Breakfast to discuss how Australians can manage the costs of Christmas and the extended school break.

New trends show that Australians plan to spend more on groceries than gifts this year, emphasising the need to utilise sales.

Hear more from 4BC Breakfast below, and download the 4BC App on iOS or Android to ensure you don’t miss a thing.

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